Maes Yr Efail, Penparc £189,950

A Modern Three Bedroom End-Terrace House, located on a cul-de-sac in the Village of Penparc, just a short distance from Cardigan. The property briefly comprises:- Entrance Hallway, Living Room, Kitchen, Downstairs WC, First Floor Landing, Three Bedrooms and Family Bathroom. Externally -There is ample off-road parking to the front with a brick paved driveway. Access to the side leads to the rear enclosed garden which is partly laid to lawn and paved brick patio area and wooden fenced boundary. Affordable Home Criteria Applies

Entrance Hall
Stairs rising off to the first floor, under stairs storage, coved ceiling, radiator, wood effect flooring, doors to:-

Living Room
Double glazed Upvc windows to the front, coved ceiling, radiator, wood effect flooring.

Kitchen/Diner
Having a range of wall and base units with complimentary worktop surfaces, stainless steel sink with mixer tap over, counter top hob with tiled splashbacks and extractor fan over, integrated oven and grill, space for fridge/freezer, plumbing for washing machine, coved ceiling, radiator, wood effect flooring, double glazed Upvc window to the rear, Upvc door to Garden.

WC
Low flush WC, pedestal hand wash basin, coved ceiling, double glazed Upvc window to the rear, radiator, wood effect flooring.

FIRST FLOOR

Landing
Double glazed Upvc window to the side, loft access, radiator, doors to:-

Bedroom One
Upvc double glazed window to the rear, radiator.

Bedroom Two
Upvc double glazed window to the front, radiator.

Bedroom Three
Upvc double glazed window to the front, radiator.

Bathroom
Low flush WC, hand wash basin set in vanity unit, bath with feature tiled surround, corner walk-in shower, tiled walls with fitted shower, Upvc double glazed window to the front, heated towel rail.

Externally
There is ample off-road parking to the front with a brick paved driveway. Access to the side leads to the rear enclosed garden which is partly laid to lawn and paved brick patio area and wooden fenced boundary.

Utilities & Services
Heating Source: LPG gas.

Services: Electric: Mains

Water: Mains

Drainage: Mains

Tenure: Freehold and available with vacant possession upon completion. Designated as a Affordable Home, please see 'Affordable Home Criteria'

Local Authority: Ceredigion County Council

Council Tax: Band C

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Affordable Home Criteria
There are 3 qualifying criteria to purchase and occupy discounted for sale housing:

1. Unable to obtain a mortgage for 10% more than the discounted price of the property
e.g. discounted price £100,000 to qualify must not be able to obtain a mortgage for £110,000 or more. Applicants will also need to be able to fund any deposit required by the mortgage company

2. Local Connection
lived in Ceredigion or an adjoining town/community council area (or a combination of the two) for a continuous period of 5 years (some older properties require continuous 10 years in the last 20 years residency in Ceredigion only)

OR

need to live in Ceredigion to substantially care for or be cared for by a close relative who has lived in Ceredigion or an adjoining town/community council area (or a combination of the two) for a continuous period of 5 years (some older properties require continuous 10 years in the last 20 years residency in Ceredigion only) and the relative’s property is incapable (whether as it stands or subject to extension) of meeting the needs of the combined household

OR

are employed in Ceredigion as a key worker on a full time (35 hours) permanent basis. For these purposes a Key Worker is:
A teacher in a school or in a further education establishment or sixth form college;
A nurse or other skilled health worker in the National Health Service;
A police officer;
A probation service worker;
A social worker;
An educational psychologist
An occupational therapist employed by the local authority;
A fire officer;
Any other person whose employment fulfils an important role in the provision of key services in Ceredigion where recruitment from within the County has proven difficult. This would need to be agreed with the Local Authority and recruitment evidence would need to be provided

3. The applicant will occupy the property as their sole residence
and will be required to confirm that they do not own other residential property
If you are applying for an affordable property jointly only one applicant needs to qualify for the Local Residency/Key Worker/Carer Criteria. Both will need to qualify for the financial and occupancy criteria.

Further information can be found online: https://www.ceredigion.gov.uk/resident/planning-building-control-and-sustainable-drainage-body-sab/planning-building-control/affordable-housing-scheme-discount-for-sale-properties/

Anti Money Laundering & Ability To Purchase
Please note when making an offer we will require information to enable us to confirm all parties identities as required by Anti Money Laundering (AML) Regulations. We may also conduct a digital search to confirm your identity.

We will also require full proof of funds such as a mortgage agreement in principle, proof of cash deposit or if no mortgage is required, we will require sight of a bank statement. Should the purchase be funded through the sale of another property, we will require confirmation the sale is sufficient enough to cover the purchase.

Broadband Availability
According to the Ofcom website, this property has both standard and superfast broadband available, with speeds up to Standard 0.7mbps upload and 5mbps download and Superfast 9mbps upload and 50mbps download. Please note this data was obtained from an online search conducted on ofcom.org.uk and was correct at the time of production.
Some rural areas are yet to have the infrastructure upgraded and there are alternative options which include satellite and mobile broadband available. Prospective buyers should make their own enquiries into the availability of services with their chosen provider.

Mobile Phone Coverage
The Ofcom website states that the property has the following indoor mobile coverage

EE Voice - Likely & Data - Likely
Three Voice - Likely & Data - Likely
O2 Voice - Limited & Data - None
Vodafone. Voice - Limited & Data - None

Results are predictions and not a guarantee. Actual services available may be different from results and may be affected by network outages. Please note this data was obtained from an online search conducted on ofcom.org.uk and was correct at the time of production. Prospective buyers should make their own enquiries into the availability of services with their chosen provider.